Medicare FAQ - Medicare Coverage Questions - Help


Frequently Asked Questions

If you don’t see your question answered here, please don’t hesitate to Contact Us.

Can I keep my doctor and/or specialist?

Keeping your doctors an/or specialists is the number one priority of our agents. We will always try our best to find a plan which your doctor accepts. Each situation is different and our agents can discuss your options in further detail at your benefit review.

Will all my medications be covered?

AGA Medicare Options agents will always look up your medications on to ensure you are placed on a plan that covers your specific drugs.

How do you get paid?

Our agents are compensated by the health plan. Our services are always at no cost to you and there is no extra fee or charge for working with an AGA Medicare Options agent.

Is there a cost for your service?

Our services are no cost to you and there is no fee or extra charge for working with an AGA Medicare Options agent. We are a free, non-biased public service for Medicare beneficiaries.

Do you represent all Medicare plans?

AGA Medicare Options brokers represent most Medicare plans on the market. We are happy to give you our expert opinion on all available plans and we won’t hesitate to recommend a plan we don’t represent if it’s the best fit for you.

I’m turning 65, when do I need to enroll for Medicare?

You can sign up for Medicare beginning three months before you turn 65, and coverage can start as soon as the first day of your birthday month. The initial enrollment period lasts until three months after your 65th birthday.

What are my options to cover the 20% gap that original Medicare leaves me?

The two most common options are either a Medicare Advantage or Medicare Supplement insurance plan. Medicare Supplement plans are PPO’s (preferred provider organizations) with a monthly premium, and Medicare Advantage plans are primarily HMO’s (health maintenance organization), sometimes a PPO, at little to no monthly cost. An AGA Medicare Options agent can explain the differences in these plans to you at no cost or obligation.